$ymbil

At Jotkoff Financial Group, we strive to provide high quality solutions that address a variety of investor needs. These solutions include not only the investments themselves but also programs that utilize the latest technology to access them. One such program is $ymbil: a dynamic online investment advisory platform.

$ymbil is for all types of investors – from novice investors opening their first account to the experienced investor who wants a simple, quick, and easy way to invest. A brief questionnaire assesses your risk profile and places you into 1 of 5 portfolios based on age, investment goals, time horizon, and tolerance for risk allowing you to invest in a globally diversified portfolio, tailored to your goals and objectives, in a matter of minutes.

Everything entered into the $ymbil questionnaire is dynamic, which allows a proprietary algorithm designed by Ladenburg Thalmann Asset Management (“LTAM”) to help make the investment decisions. This portfolio will be actively managed by the experienced team of investment professionals at LTAM and automatically adjusted based on changes in the market, in order to keep it in line with your stated risk profile. LTAM is a SEC Registered Investment Adviser and manages over $2 billion in client assets. 

You can get started with as little as $500. You can also take advantage of various investment tools to help grow your account such as an automated investment plan that can be set up to withdraw money from your bank account and invest it into your portfolio on a monthly or quarterly basis. In the future, if your financial situation changes, you can also easily switch your investment to a more appropriate portfolio.

This 2 minute video provides a good overview of the system:

https://www.youtube.com/watch?v=vfmSOJoL16c

Check out $ymbil for yourself and begin investing in your future, click here.  

Benefits

  • Simple investing backed by trusted professionals
  • Actively managed portfolios
  • Automatic Investment Plan
  • Easy to use online and mobile investor portal
  • Review account performance
  • Utilize digital financial tools
  • Make updates or changes online
  • Small investment to get started

$ymbil Investments

  • Five actively managed mutual funds ranging from conservative to aggressive that LTAM will recommend based
  • on your answers to some risk questions.
  • Allocations differ based on the risk profile and the selected Fund based on the clients profile.
  • Account Types Available:
  • Individual/ Joint/ IRA (Traditional/Roth/Rollover)
  • Coming Soon: UGMA/ UTMA/ TOD/ Minor Roth
  • These portfolios are LTAM's new ETF Mutual Fund Portfolios. For more info visit www.Ladenburgfunds.com

How $ymbil Works

In a matter of minutes $ymbil recommends a risk appropriate portfolio based on a risk questionnaire, calculated using a proprietary algorithm consisting of four key components:

  1. Investors age
  2. The goal of the investment
  3. Risk tolerance
  4. Time horizon

Goal Based Investing

$ymbil allows you to create and name a goal for every account you open. Once you have been recommended a portfolio, fine tune your settings to help ensure you’re on track to reach your goals. Whether adjusting the initial contribution, ongoing contributions or time horizon, our platform will re-calculate projections to ensure you get the right mix to increase the likelihood of achieving your goals.

$ymbil Investor Portal

$ymbil’s investor portal allows individuals to access their account via the $ymbil website or the $ymbil mobile app. Have access to your account in the palm of your hands by downloading the $ymbil app, available on both the iTunes App Store and Google Play Store now.

  • View your current account balance
  • Track your goals
  • Add/Edit Bank Account
  • Add/Edit Automatic Investment Plan
  • Make one time contributions

$ymbil is a service of Ladenburg Thalmann Asset Management, Inc. (LTAM) a registered investment adviser. Before investing, please review the LTAM $ymbil Disclosure Brochure and applicable mutual fund prospectus for further information about the Fund’s expenses and other charges. $ymbil does not provide comprehensive investment advice or consider other assets held by clients. LTAM does not exercise any form of discretion over a $ymbil client’s investments. Clients have no obligation to accept any suggestions provided by $ymbil or to invest in any of the Ladenburg Funds. There is no charge for the $ymbil service. However, LTAM receives fees for managing the five Ladenburg Funds that are recommended through $ymbil. Diversification does not ensure profit or protect against loss. The Ladenburg Funds are distributed through Ladenburg Thalmann & Co. Inc., a member of the NYSE_MKT and other principal exchanges, FINRA and SIPC; and through other subsidiaries of Ladenburg Thalmann Financial Services Inc. Ladenburg Thalmann Financial Services Inc., is traded on the NYSE_MKT under the symbol LTS.

Check out $ymbil for yourself and begin investing in your future, click here. 

Not FDIC Insured • No Bank Guarantee • May Lose Value